With interest rates at historic lows, many investors feel nervous having bonds in their portfolio, given that bond prices have an inverse relationship to interest rates: when interest rates start to go back up, bond values will fall, causing principal losses for bond...
A conversation about legacy planning isn’t complete without a review of your insurance options. Finance is all about the allocation of risk and the fair compensation for assuming that risk. This is the foundation upon which every investment portfolio is built, but it...
A Charitable Lead Trust (CLT) can help you meet multiple legacy goals while also limiting your tax burden, but is it right for you? For high-net-worth folks with strong inheritance goals and strong charitable goals, one of the biggest estate planning challenges...
If you’re interested in making the most of your legacy giving, there are many strategies to keep in mind, but the impact of these strategies can be diminished dramatically, if not completely, by not having one of the most foundational elements of financial planning –...
For those of us with financial legacy goals, it’s easy to focus on accruing wealth surplus (i.e. the amount of accumulated wealth over and above that needed for retirement spending needs) through increasing our income or going with a more aggressive asset allocation...
