Insurance Planning

Insurance has an important role to play in good legacy planning. 

Finance is all about the allocation of risk and the fair compensation for assuming that risk.  In the context of insurance products, you pay premiums to compensate the insurance company for assuming a risk that – were it born exclusively by you rather than distributed broadly among the insurance company’s many policyholders – could prove financially ruinous to you.

As part of the planning process, we do a comprehensive review of your insurance policies, mapping out your financial life and turning over every rock to assess vulnerabilities and exposures to risk that you may have overlooked or taken for granted.

Charis Legacy Partners does not sell insurance, but we partner with low-cost insurance brokers when executing insurance strategies to facilitate broader legacy goals.